Does Costco Accept Apple Pay? (Online, Touch ID, and more)

Apple Pay
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Apple Pay has transformed the shopping experience for millions of Americans. It has a more than 90% market share in the country, with many people using it daily. Instead of fumbling around with cash and searching for your credit cards in your wallet, you can easily make payments with your iPhone. Costco is one of the best places to buy bulk groceries. They accept a variety of payment methods in clubs and online. The big question today is whether they take Apple Pay or not.

Does Costco accept Apple Pay?

Yes! As of 2022, Costco accepts Apple Pay as a payment method at most warehouse locations and Costco gas stations. In the United States, Costco will only accept Visa debit or credit cards linked to the Apple Pay wallet when paying with Apple Pay.

Can You Pay for Gas at Costco with Apple Pay?

No! According to Costco Customer Service, Apple Pay is not an approved payment method at gas stations. However, Apple Pay is accepted at U.S. Costco gas stations. You can use Apple Pay for your purchase if you have an N.F.C. reader and a Visa card linked to your wallet.

Is Apple Pay Acceptable at Costco Online?

Yes! You can use Apple Pay on their online store if you have an iPhone or an Apple Watch. 

Is it simple to use Apple Pay at Costco?

Yes! It is pretty simple to use Apple pay at Costco. When you arrive at the checkout lane, inform the cashier that you will pay with Apple Pay. Place your phone near the N.F.C. Card reader and press the home button until you feel a vibration.

Double-click the side button on an Apple Watch and hold it near the N.F.C. card reader until it vibrates and beeps. You will be notified when your payment has been confirmed.

What are the three Apple Pay Methods at Costco?

You can pay at Costco using one of three methods. They are as follows:

  • Touch ID
  • Face Recognition
  • Apple Watch

How to use Apple pay at Costco through Touch ID?

  • To confirm the purchase, place your finger on the home button. 
  • It activates Touch ID, which recognizes and authorises your payment using your fingerprint. 
  • Maintain your phone’s proximity to the reader until the check mark appears.

How to use Apple Pay at Costco through face recognition?

  • To use your default card, double-click the side button.
  • To confirm the purchase, look at your iPhone directly. This turns on Face ID, which recognizes your face and authorises your payment.
  • Hold your phone near the reader until a check mark appears on the screen.

How to use Apple Pay at Costco through the Apple watch?

  • Double-click the phone’s side button on the Apple Watch
  • The default card will automatically open.
  • Scroll down and select another card if necessary.
  • Place the Apple Watch display close to the contactless reader until you hear a beep and feel a gentle tap.
  • Payment will be accepted.

How do I find out if my Costco accepts Apple Pay?

Apple Pay will be accepted at all Costco locations with N.F.C. readers (for contactless payments). To find out whether your local Costco accepts Apple Pay, use the Costco warehouse finder to obtain the phone number of a nearby Costco warehouse and inquire about it.

Is Apple Pay accepted at Costco in Canada?

Apple Pay is accepted at most Costco warehouse locations and gas stations in Canada with contactless readers (similar to Costco in the U.S.U.S.). On the other hand, customers in Canada can pay with MasterCard debit and credit cards linked to their Apple Pay accounts.

What Is the Process for Using Apple Pay at Costco?

To use Apple Pay at a Costco warehouse or gas station, you must have a credit or debit card linked to your Apple device. You can set up Apple Pay by following these steps if you haven’t already.

Once you’ve added your card to Apple Pay, all you have to do to complete the transaction is bring your phone close to the N.F.C. reader at the checkout counter when prompted by the employee. It’s worth noting that you can only use Apple Pay with Visa cards in the United States because Costco has an exclusive agreement with Visa. For the same reason, Apple Pay is only available in Canada with MasterCard cards.

What Other Payment Methods Does Costco Accept?

Aside from Apple Pay, Costco accepts various payment methods at its gas stations, warehouses, and online.

  • You can pay with any Visa card, PIN-based debit or A.T.M. card, cash, check, or mobile payment at warehouses and gas stations.
  • Costco online accepts Visa and MasterCard cards, PIN-based debit and A.T.M. cards, Costco shop cards, and Discover cards.


Costco accepts Apple Pay at most of its warehouses and gas stations in the United States and Canada. However, Apple Pay can only be used with Visa cards in the United States and MasterCard cards in Canada. Bring your phone close to the N.F.C. reader when the employee asks you to use Apple Pay at a Costco location.


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