Does Costco Accept Mastercard? Answer May Surprise You (2022 Guide)

Does Costco Accept Mastercard?
Credit: Pexels

One of the most frequently asked questions about Costco is whether or not the warehouse club accepts Mastercard. The answer to that question may surprise you. In this blog post, we’ll explain what you need to know about Costco’s acceptance of Mastercard. We’ll also provide some tips on how to make the most of your Costco shopping experience. So, let’s get started!

Does Costco Accept Mastercard?

Costco offers a wide variety of goods and services, from groceries to electronics, making it a one-stop shop for many people. As a result, it can be frustrating for customers who try to pay with a Mastercard credit card only to find out that Costco does not accept them. However, there are still ways to use Mastercard at Costco.

Members can pay with a Mastercard debit card in-store or at the gas pump, and online shopping at is also an option. While it may take some extra planning, it is still possible to use Mastercard at Costco.

Does Costco has a deal with Visa?

Many shoppers are unaware that Costco has a deal with Visa, which means that Mastercard credit cannot be used at their stores. This deal began in June of 2016 when Costco’s previous contract with American Express expired.

While Visa is one of the major credit card companies, many people have different preferences when it comes to which card they use. For example, some people prefer to use Mastercard because of the rewards program. This can be frustrating for new customers who are considering a membership, as it creates another obstacle to navigate.

However, this move could also be seen as a positive by some, as it shows that Costco is committed to providing the best possible service to its customers. Ultimately, only time will tell if this deal is beneficial for Costco and its customers.

Is it possible to use a debit card with another carrier at Costco?

Although Costco has an exclusive deal with Visa for credit card transactions, customers can use their preferred debit cards with no complications at all. This is great news for people whose banks only issue debit cards from Mastercard, American Express, or other companies.

The forms of payment that are accepted at Costco include the following: any credit card that Visa has issued, cash, most pin-protected debit cards pin-protected regardless of what company issues them, EBT cards, and checks from current Costco members.

Costco’s deal with Visa does not limit the warehouse store from accepting a broad range of payment forms. This is good news for frustrated customers because it offers them several alternatives to pay at checkout. This policy makes Costco more accessible to a wider range of people and allows everyone to take advantage of the great deals the store has to offer.

Other Payment Methods Accepted at Costco

  • Cash
  • Costco Shop cards
  •  All Visa Cards
  •  Pin-based ATM/Debit cards
  • Personal and business checks from Costco members
  •  EBT cards
  • Mobile payments such as Apple Pay, Google Pay, and Samsung Pay
  • Traveler’s checks
  • The Costco Anywhere Visa® Card by Citi

Can I Use Debit? 

Visa is accepted at most places, so if you have a Visa debit card, you’re in luck. In addition to Visa, various other forms are also accepted, such as cash, EBT, debit-ATM, and checks. Note that the car wash and gas service will not support EBT, checks, and cash. S

Wrap Up! Does Costco Accept Mastercard

In conclusion, Costco’s exclusive deal with Visa can be a significant hindrance to customers who would prefer to use Mastercard. While it may not affect customers that currently use Visa credit cards, the potential inconvenience creates a frustrating obstacle for those who would like to shop at Costco.

The change in payment policy has the potential to deter customers from Shopping at Costco altogether. Until the current deal expires, customers will have to either use Visa credit or find another form of payment. As a result, Costco’s exclusive deal with Visa could have a negative impact on their business in the future.

Further, If you want to share your thoughts, you are most welcome. Use the comment section below to leave your message. Thanks.


Please enter your comment!
Please enter your name here